The Chiropractic Retirement Plan

The Texas Chiropractic Association (TCA) is pleased to announce a new benefit for TCA members – The Chiropractic Retirement Plan – a modern 401(k) plan established to provide TCA members cost savings and simplicity.


With a traditional 401(k) plan, the individual employer takes on all the burdens, including fiduciary liability and administration. The Chiropractic Retirement Plan allows employers to reduce cost, mitigate fiduciary responsibilities and minimize the day-to-day administrative burdens associated with operating a 401(k) plan. You will retain discretion concerning vesting, eligibility and matching or profit-sharing contributions while benefiting from the purchasing power of all adopting firms. Click here for an informational presentation.

Here’s how you can benefit from The Chiropractic Retirement Plan:

  • Improve purchasing power
  • Mitigate fiduciary risk and liability
  • Retain discretion concerning vesting, eligibility and employer matching or profit-sharing contributions
  • Minimize cost for audit and 5500 filings
  • Less administrative functions
  • Increase participant engagement
  • Reduce cost for you and your employees

For more information, contact Gabe Nelson with Tax Favored Benefits (TFB) at (800) 683-3440 or email [email protected]. TFB will perform an analysis of your current plan and provide a clear comparison with The Chiropractic Retirement Plan features. 


Frequently Asked Questions

What are the adopting employer responsibilities?
Select plan design, submit plan contributions in a timely manner, purchase and maintain a fidelity bond, provide timely distribution notices to participants and prepare a year-end census.

Can an adopting employer decide to leave The Chiropractic Retirement Plan?
YES – each member retains the right to rejoin the open market.

Who is the recordkeeper?
All plan assets will be held at Nationwide. Investments will consist of mutual funds managed by firms such as American Century Investments, Blackrock, Morgan Stanley and Vanguard, to name a few.

ACI           BlackRock             Nationwide

   Morgan Stanley              Vanguard

Note: Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC). Member FINRA/SIPC. AIC, Texas Chiropractic Association, Nationwide, Vanguard, Morgan Stanley, BlackRock, American Century and Tax Favored Benefits, Inc (TFB) are not affiliated. Additional products and services may be available through Gabe Nelson or TFB that are not offered through AIC. Trades cannot be communicated to your registered representative by e-mail, fax or regular mail since the transaction cannot be executed on a timely basis. Please contact your registered representative by telephone to request trades. Registered Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Performance quoted does not guarantee future results. Please refer to your regular periodic statement for complete information.